:root{
  --hf-primary:#FFCB3D;--hf-primary-2:#F5B800;--hf-ink:#111827;--hf-ink-2:#1F2937;
  --hf-text:#374151;--hf-muted:#6B7280;--hf-line:#E5E7EB;--hf-soft:#F6F7F9;
  --hf-green:#0F766E;--hf-red:#B42318;--hf-white:#fff;--hf-radius:22px;
  --hf-shadow:0 22px 70px rgba(17,24,39,.10);--hf-shadow-sm:0 10px 30px rgba(17,24,39,.06)
}
.hf-app,.hf-center{font-family:"Be Vietnam Pro",Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--hf-ink);font-feature-settings:"kern" 1,"liga" 1}
.hf-app *,.hf-center *{box-sizing:border-box}
.hf-app button,.hf-app input,.hf-app select,.hf-center button,.hf-center input,.hf-center select{font:inherit}
.hf-loading{padding:30px;border:1px solid var(--hf-line);border-radius:20px;background:#fff;color:var(--hf-muted)}
.hf-center{max-width:1240px;margin:auto;padding:26px 18px 80px}
.hf-center h1,.hf-center h2,.hf-center h3,.hf-shell h2,.hf-shell h3{letter-spacing:-.035em}
.hf-center-v2{padding-top:12px}
.hf-hero-v2{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(340px,.85fr);gap:42px;align-items:center;position:relative;overflow:hidden;padding:64px;border-radius:34px;background:linear-gradient(135deg,#0F172A 0%,#111827 55%,#1F2937 100%);color:#fff;box-shadow:var(--hf-shadow)}
.hf-hero-v2:before{content:"";position:absolute;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(255,203,61,.24),rgba(255,203,61,0) 68%);right:-150px;top:-210px}
.hf-hero-v2:after{content:"";position:absolute;inset:auto 0 0 0;height:1px;background:linear-gradient(90deg,transparent,rgba(255,255,255,.25),transparent)}
.hf-hero-v2-copy,.hf-hero-v2-card{position:relative;z-index:1}
.hf-brand-pill{display:inline-flex;align-items:center;gap:9px;padding:8px 12px;border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.06);border-radius:999px;font-size:12px;font-weight:800;letter-spacing:.08em}
.hf-brand-dot{width:9px;height:9px;border-radius:50%;background:var(--hf-primary);box-shadow:0 0 0 5px rgba(255,203,61,.16)}
.hf-hero-v2 h1{font-size:clamp(42px,6.2vw,76px);line-height:1.03;margin:20px 0 20px;color:#fff;max-width:790px}
.hf-hero-v2 p{font-size:18px;line-height:1.75;color:#D1D5DB;max-width:690px}
.hf-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.hf-btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 22px;border-radius:15px;font-weight:800;text-decoration:none!important;border:1px solid transparent;cursor:pointer;transition:.2s ease;line-height:1}
.hf-btn:hover{transform:translateY(-2px)}
.hf-btn-primary{background:var(--hf-primary);color:var(--hf-ink)!important;box-shadow:0 12px 30px rgba(255,203,61,.2)}
.hf-btn-primary:hover{background:#FFD45D}.hf-btn-secondary{background:#fff;color:var(--hf-ink)!important}.hf-btn-dark{background:var(--hf-ink);color:#fff!important}.hf-btn-block{width:100%}
.hf-hero-proof{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:40px;padding-top:24px;border-top:1px solid rgba(255,255,255,.12)}
.hf-hero-proof div{display:flex;flex-direction:column;gap:5px}.hf-hero-proof strong{font-size:12px;color:var(--hf-primary);letter-spacing:.1em}.hf-hero-proof span{font-size:13px;color:#CBD5E1}
.hf-hero-v2-card{background:#fff;color:var(--hf-ink);border-radius:28px;padding:20px;box-shadow:0 30px 90px rgba(0,0,0,.26);border:1px solid rgba(255,255,255,.65)}
.hf-card-kicker{font-size:11px;letter-spacing:.12em;font-weight:900;color:#8A6500;padding:4px 4px 10px}.hf-privacy-note{padding:12px 8px 2px;color:var(--hf-muted);font-size:11px;line-height:1.55;text-align:center}
.hf-section-intro{display:grid;grid-template-columns:1fr .75fr;gap:38px;align-items:end;margin:72px 0 26px}.hf-section-intro h2{font-size:clamp(32px,4vw,50px);line-height:1.1;margin:9px 0 0}.hf-section-intro>p{margin:0;color:var(--hf-muted);font-size:16px;line-height:1.75}
.hf-eyebrow{font-size:11px;font-weight:900;letter-spacing:.13em;color:#8A6500}.hf-tool-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.hf-tool-card{display:block;background:#fff;border:1px solid var(--hf-line);border-radius:22px;padding:26px;text-decoration:none!important;color:var(--hf-ink)!important;box-shadow:0 4px 16px rgba(17,24,39,.03);transition:.22s ease}
.hf-tool-card-v2{min-height:300px;display:flex;flex-direction:column;padding:28px}.hf-tool-card-v2:hover{transform:translateY(-6px);border-color:#D6DAE1;box-shadow:var(--hf-shadow)}
.hf-tool-top{display:flex;justify-content:space-between;align-items:flex-start;gap:12px}.hf-icon{display:inline-grid;place-items:center;width:50px;height:50px;border-radius:16px;background:#FFF7D6;color:#806000;flex:0 0 50px}.hf-icon svg{width:25px;height:25px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.hf-tool-tag{font-size:10px;font-weight:800;color:var(--hf-muted);background:var(--hf-soft);border-radius:999px;padding:7px 10px}.hf-tool-card h3{margin:24px 0 10px;font-size:21px}.hf-tool-card p{color:var(--hf-muted);font-size:14px;line-height:1.7;margin:0}.hf-tool-link{margin-top:auto;padding-top:24px;font-size:13px;font-weight:800}.hf-tool-link b{display:inline-block;margin-left:5px;transition:.2s}.hf-tool-card:hover .hf-tool-link b{transform:translateX(5px)}
.hf-intelligence-panel{margin-top:28px;padding:42px;border-radius:30px;background:linear-gradient(135deg,#FFF9E6,#F7F8FA);border:1px solid #F0E5B8;display:grid;grid-template-columns:1.1fr .9fr;gap:34px;align-items:center}.hf-intelligence-copy h2{font-size:36px;line-height:1.15;margin:10px 0 14px}.hf-intelligence-copy p{color:var(--hf-muted);line-height:1.75}.hf-intelligence-list{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:22px}.hf-intelligence-list span{font-size:13px;font-weight:700}
.hf-score-card{background:#fff;border:1px solid var(--hf-line);border-radius:24px;padding:28px;display:grid;grid-template-columns:130px 1fr;gap:22px;align-items:center;box-shadow:var(--hf-shadow-sm)}.hf-score-ring{width:126px;height:126px;border-radius:50%;display:grid;place-content:center;text-align:center;background:conic-gradient(var(--hf-primary) 0 82%,#ECEFF3 82%);position:relative}.hf-score-ring:before{content:"";position:absolute;inset:11px;border-radius:50%;background:#fff}.hf-score-ring strong,.hf-score-ring span{position:relative;z-index:1}.hf-score-ring strong{font-size:34px;line-height:1}.hf-score-ring span{font-size:11px;color:var(--hf-muted)}.hf-score-card small{font-size:10px;font-weight:900;color:#8A6500;letter-spacing:.12em}.hf-score-card h3{font-size:22px;margin:6px 0}.hf-score-card p{margin:0;color:var(--hf-muted);font-size:13px;line-height:1.65}
.hf-trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:28px}.hf-trust-grid>div{background:#fff;padding:24px;border-radius:20px;border:1px solid var(--hf-line)}.hf-trust-grid strong,.hf-trust-grid span{display:block}.hf-trust-grid strong{font-size:15px;margin:10px 0 6px}.hf-trust-grid span:last-child{color:var(--hf-muted);font-size:13px;line-height:1.55}.hf-trust-no{font-size:11px!important;color:#8A6500!important;font-weight:900;letter-spacing:.12em}

/* Tool pages */
.hf-shell{max-width:1180px;margin:28px auto;padding:0 16px}.hf-shell-head{display:flex;justify-content:space-between;gap:24px;align-items:flex-start;margin-bottom:22px;padding:0 2px}.hf-shell-head h2{font-size:clamp(30px,4vw,45px);line-height:1.12;margin:8px 0 9px}.hf-shell-head p{margin:0;color:var(--hf-muted);font-size:15px;line-height:1.65;max-width:730px}.hf-badge{display:inline-flex;padding:8px 11px;border-radius:999px;background:#FFF7D6;border:1px solid #F1D86C;font-size:11px;font-weight:850;white-space:nowrap;color:#755500}
.hf-layout{display:grid;grid-template-columns:minmax(0,1fr) 410px;gap:22px;align-items:start}.hf-panel{background:#fff;border:1px solid var(--hf-line);border-radius:24px;padding:26px;box-shadow:var(--hf-shadow-sm)}.hf-form-panel{position:relative}.hf-panel h3{font-size:19px;margin:0 0 19px}.hf-field-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.hf-field{display:flex;flex-direction:column;gap:8px}.hf-field label{font-size:12px;font-weight:800;color:#374151;letter-spacing:.01em}.hf-field input,.hf-field select{width:100%;height:52px;border:1px solid #D5DAE2;border-radius:14px;padding:0 14px;font-size:15px;font-weight:600;color:var(--hf-ink);background:#fff;outline:none;transition:.18s}.hf-field input:hover,.hf-field select:hover{border-color:#B9C1CC}.hf-field input:focus,.hf-field select:focus{border-color:var(--hf-primary-2);box-shadow:0 0 0 4px rgba(255,203,61,.18)}.hf-field small{color:var(--hf-muted);font-size:11px}.hf-field-full{grid-column:1/-1}.hf-advanced{margin-top:18px;border-top:1px dashed var(--hf-line);padding-top:16px}.hf-advanced summary{cursor:pointer;font-size:13px;font-weight:850;color:#374151}.hf-form-actions{display:flex;gap:10px;margin-top:22px}.hf-result{position:sticky;top:24px}.hf-result-empty{display:flex;min-height:330px;align-items:center;justify-content:center;text-align:center;color:var(--hf-muted);background:linear-gradient(180deg,#FAFAFB,#F4F6F8);border:1px dashed #D7DCE3;border-radius:18px;padding:26px;line-height:1.7}.hf-result-main{padding:22px;border-radius:19px;background:linear-gradient(135deg,#111827,#1F2937);color:#fff;position:relative;overflow:hidden}.hf-result-main:after{content:"";position:absolute;width:180px;height:180px;border-radius:50%;background:rgba(255,203,61,.13);right:-70px;top:-80px}.hf-result-main span{display:block;color:#CBD5E1;font-size:12px;position:relative;z-index:1}.hf-result-main strong{display:block;font-size:34px;line-height:1.15;margin-top:8px;position:relative;z-index:1;letter-spacing:-.04em}.hf-result-grid{display:grid;grid-template-columns:1fr 1fr;gap:11px;margin-top:12px}.hf-stat{padding:15px;border-radius:15px;background:var(--hf-soft);border:1px solid #EEF0F3}.hf-stat span{display:block;color:var(--hf-muted);font-size:11px}.hf-stat strong{display:block;margin-top:5px;font-size:16px}.hf-note{margin-top:14px;padding:13px 15px;border-radius:13px;background:#FFFAE8;color:#7A5600;font-size:12px;line-height:1.65;border:1px solid #F3E3A5}.hf-note-success{background:#ECFDF5;color:#065F46;border-color:#BCE9D8}.hf-table-wrap{overflow:auto;margin-top:18px;max-height:430px;border:1px solid var(--hf-line);border-radius:14px}.hf-table{width:100%;border-collapse:collapse;font-size:12px}.hf-table th,.hf-table td{padding:11px;border-bottom:1px solid var(--hf-line);text-align:right;white-space:nowrap}.hf-table th{position:sticky;top:0;background:#F8F9FB;z-index:1;color:#4B5563}.hf-table th:first-child,.hf-table td:first-child{text-align:left}.hf-disclaimer{margin-top:14px;color:var(--hf-muted);font-size:11px;line-height:1.55}.hf-progress{height:9px;border-radius:999px;background:#E5E7EB;overflow:hidden;margin-top:9px}.hf-progress i{display:block;height:100%;background:linear-gradient(90deg,var(--hf-primary),#F59E0B);border-radius:999px}
.hf-bank-list{display:grid;gap:12px}.hf-bank-card{border:1px solid var(--hf-line);border-radius:18px;padding:18px;display:grid;grid-template-columns:1.25fr .65fr .65fr .65fr auto;gap:12px;align-items:center;transition:.18s}.hf-bank-card:hover{border-color:#D0D6DE;box-shadow:var(--hf-shadow-sm)}.hf-bank-card h4{margin:0 0 4px}.hf-bank-card p{margin:0;color:var(--hf-muted);font-size:11px}.hf-bank-metric span{display:block;font-size:10px;color:var(--hf-muted)}.hf-bank-metric strong{font-size:14px}.hf-chip{display:inline-flex;padding:5px 8px;border-radius:999px;background:#ECFDF5;color:#065F46;font-size:10px;font-weight:850;margin-top:6px}
.hf-modal{position:fixed;inset:0;background:rgba(15,23,42,.64);display:none;align-items:center;justify-content:center;padding:16px;z-index:99999;backdrop-filter:blur(6px)}.hf-modal.is-open{display:flex}.hf-modal-card{width:min(500px,100%);background:#fff;border-radius:24px;padding:28px;box-shadow:0 36px 100px rgba(0,0,0,.30);position:relative}.hf-modal-close{position:absolute;right:14px;top:12px;border:0;background:#F3F4F6;width:34px;height:34px;border-radius:50%;font-size:22px;cursor:pointer}.hf-modal-card h3{margin:0 40px 8px 0;font-size:24px}.hf-modal-card p{color:var(--hf-muted);font-size:13px;line-height:1.65}.hf-consent{display:flex;align-items:flex-start;gap:8px;font-size:11px;color:var(--hf-muted);margin:14px 0}.hf-consent input{margin-top:3px}.hf-alert{padding:12px 14px;border-radius:12px;margin-top:12px;font-size:12px}.hf-alert-error{background:#FEF2F2;color:#991B1B}.hf-alert-success{background:#ECFDF5;color:#065F46}

@media(max-width:1020px){.hf-hero-v2,.hf-intelligence-panel,.hf-layout{grid-template-columns:1fr}.hf-tool-grid{grid-template-columns:1fr 1fr}.hf-result{position:static}.hf-hero-v2{padding:42px}.hf-trust-grid{grid-template-columns:1fr 1fr}.hf-section-intro{grid-template-columns:1fr}.hf-bank-card{grid-template-columns:1fr 1fr}.hf-bank-card>:first-child,.hf-bank-card>:last-child{grid-column:1/-1}}
@media(max-width:680px){.hf-center{padding-left:10px;padding-right:10px}.hf-hero-v2{padding:26px 20px;border-radius:24px;gap:28px}.hf-hero-v2 h1{font-size:40px}.hf-actions{display:grid;grid-template-columns:1fr}.hf-btn{width:100%}.hf-hero-proof{grid-template-columns:1fr}.hf-section-intro{margin-top:56px}.hf-tool-grid,.hf-trust-grid,.hf-intelligence-list,.hf-field-grid{grid-template-columns:1fr}.hf-field-full{grid-column:auto}.hf-tool-card-v2{min-height:260px}.hf-intelligence-panel{padding:26px 20px}.hf-intelligence-copy h2{font-size:30px}.hf-score-card{grid-template-columns:1fr;text-align:center}.hf-score-ring{margin:auto}.hf-shell{padding:0 10px}.hf-shell-head{flex-direction:column}.hf-shell-head h2{font-size:31px}.hf-panel{padding:18px;border-radius:18px}.hf-result-grid{grid-template-columns:1fr 1fr}.hf-form-actions{flex-direction:column}.hf-bank-card{grid-template-columns:1fr}.hf-bank-card>*{grid-column:1/-1}.hf-modal-card{padding:22px}}
@media(max-width:430px){.hf-result-grid{grid-template-columns:1fr}.hf-hero-v2 h1{font-size:35px}.hf-center{padding-bottom:54px}}

/* V5 Mortgage UX */
.hf-field-stack{display:grid;gap:22px}.hf-calc-intro p{margin:-10px 0 20px;color:var(--hf-muted);font-size:13px;line-height:1.6}.hf-money-input,.hf-range-value{display:flex;align-items:center;border:1px solid #D5DAE2;border-radius:14px;background:#fff;overflow:hidden}.hf-money-input:focus-within,.hf-range-value:focus-within{border-color:var(--hf-primary-2);box-shadow:0 0 0 4px rgba(255,203,61,.18)}.hf-money-input input,.hf-range-value input{border:0!important;box-shadow:none!important;border-radius:0!important;flex:1}.hf-money-input span,.hf-range-value span{padding:0 14px;color:var(--hf-muted);font-size:13px;font-weight:750;white-space:nowrap}.hf-range{width:100%;height:6px!important;padding:0!important;margin:8px 0 0;accent-color:var(--hf-primary-2);border:0!important;box-shadow:none!important}.hf-range-meta{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:8px;margin-top:2px}.hf-range-meta small:last-child{text-align:right}.hf-range-meta strong{font-size:11px;color:#8A6500}.hf-contact-strip{margin-top:22px;padding:18px;border:1px solid #F0D76C;background:#FFF9E6;border-radius:18px;display:flex;justify-content:space-between;gap:18px;align-items:center}.hf-contact-strip strong,.hf-contact-strip span{display:block}.hf-contact-strip strong{font-size:14px}.hf-contact-strip span{font-size:11px;line-height:1.55;color:var(--hf-muted);margin-top:4px}.hf-contact-actions{display:flex;gap:8px;flex:0 0 auto}.hf-contact-actions .hf-btn{padding:11px 14px}.hf-result-main small{display:block;position:relative;z-index:1;color:#FDE68A;margin-top:6px;font-size:11px}.hf-result-insight{margin-top:13px;padding:14px 15px;border-radius:14px;border:1px solid var(--hf-line);background:#fff}.hf-result-insight strong,.hf-result-insight span{display:block}.hf-result-insight strong{font-size:12px}.hf-result-insight span{font-size:11px;color:var(--hf-muted);line-height:1.6;margin-top:4px}.hf-text-link{display:block;text-align:center;margin-top:12px;font-size:12px;font-weight:750;color:#6B5200!important;text-decoration:none!important}.hf-layout{grid-template-columns:minmax(0,1.08fr) minmax(390px,.92fr)}.hf-result-body{min-width:0}.hf-form-panel,.hf-result{overflow:hidden}
@media(max-width:680px){.hf-contact-strip{display:grid}.hf-contact-actions{display:grid;grid-template-columns:1fr 1fr}.hf-contact-actions .hf-btn{width:100%}.hf-range-meta small{font-size:9px}.hf-layout{grid-template-columns:1fr}}
/* V6 Mortgage Journey — practical UX */
.hf-mortgage-stepper{display:flex;align-items:center;gap:9px;margin-bottom:22px;padding:12px 14px;border:1px solid var(--hf-line);border-radius:14px;background:#FAFBFC}.hf-mortgage-stepper span{display:flex;align-items:center;gap:7px;font-size:11px;font-weight:800;color:#94A3B8;white-space:nowrap}.hf-mortgage-stepper span.is-active{color:#111827}.hf-mortgage-stepper b{display:grid;place-items:center;width:23px;height:23px;border-radius:50%;background:#E5E7EB;font-size:10px}.hf-mortgage-stepper .is-active b{background:var(--hf-primary);color:#111827}.hf-mortgage-stepper i{height:1px;flex:1;background:#E5E7EB}.hf-input-section{padding:0 0 24px;margin-bottom:24px;border-bottom:1px solid var(--hf-line)}.hf-input-section:last-of-type{border-bottom:0;margin-bottom:0}.hf-section-title{display:flex;justify-content:space-between;align-items:flex-end;gap:16px;margin-bottom:18px}.hf-section-title h3{margin:3px 0 0;font-size:19px}.hf-section-title p{margin:0;color:var(--hf-muted);font-size:11px;text-align:right}.hf-step-label{font-size:9px;font-weight:900;letter-spacing:.14em;color:#8A6500}.hf-two-col{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:19px}.hf-loan-summary-inline{margin-top:16px;padding:15px 16px;border-radius:15px;background:#111827;color:#fff;display:grid;grid-template-columns:1fr auto;align-items:center;gap:3px 14px}.hf-loan-summary-inline span{font-size:11px;color:#CBD5E1}.hf-loan-summary-inline strong{font-size:21px;letter-spacing:-.02em}.hf-loan-summary-inline small{grid-column:1/-1;color:#FDE68A;font-size:10px}.hf-rate-presets{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin:16px 0 4px}.hf-rate-presets button{height:40px;border:1px solid #D7DCE3;border-radius:12px;background:#fff;font:inherit;font-size:11px;font-weight:800;cursor:pointer}.hf-rate-presets button.is-active{border-color:#D9A900;background:#FFF8D8;box-shadow:inset 0 0 0 1px #D9A900}.hf-advanced{border:1px solid var(--hf-line);border-radius:14px;padding:0;margin-top:14px;overflow:hidden}.hf-advanced summary{display:flex;justify-content:space-between;align-items:center;padding:14px 15px;background:#F8FAFC}.hf-advanced summary small{color:#8A6500}.hf-advanced-grid{padding:16px}.hf-assurance-row{display:flex;justify-content:center;gap:18px;flex-wrap:wrap;margin-top:15px;color:#64748B;font-size:10px}.hf-assurance-row span:before{content:'✓';margin-right:5px;color:#15803D;font-weight:900}.hf-result-status{display:inline-flex;align-items:center;gap:7px;padding:6px 10px;border-radius:999px;font-size:10px;font-weight:900;margin-bottom:10px}.hf-result-status span{width:7px;height:7px;border-radius:50%}.hf-result-status.is-good{background:#ECFDF5;color:#065F46}.hf-result-status.is-good span{background:#10B981}.hf-result-status.is-warning{background:#FFF7ED;color:#9A3412}.hf-result-status.is-warning span{background:#F97316}.hf-result-main-v6 strong{font-size:32px}.hf-result-grid-v6{grid-template-columns:1fr 1fr}.hf-cashflow-check{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:12px}.hf-cashflow-check>div{padding:14px;border:1px solid var(--hf-line);border-radius:14px}.hf-cashflow-check span,.hf-cashflow-check strong{display:block}.hf-cashflow-check span{font-size:10px;color:var(--hf-muted)}.hf-cashflow-check strong{font-size:13px;margin-top:5px}.hf-next-step{margin-top:14px;padding:18px;border-radius:17px;background:#FFF9E6;border:1px solid #F0D76C}.hf-next-step h4{margin:5px 0 5px;font-size:17px}.hf-next-step p{margin:0 0 13px;color:#64748B;font-size:11px;line-height:1.55}.hf-call-link{display:block;text-align:center;margin-top:10px;font-size:11px;font-weight:750;color:#6B5200!important}.hf-payment-detail{margin-top:14px}.hf-payment-detail summary{cursor:pointer;text-align:center;font-size:11px;font-weight:800;color:#475569}.hf-mobile-action{display:none}.hf-shell-head{margin-bottom:18px}.hf-panel{padding:22px}.hf-layout{gap:18px}
@media(max-width:820px){.hf-two-col{grid-template-columns:1fr}.hf-section-title{align-items:flex-start}.hf-section-title p{display:none}.hf-result-grid-v6,.hf-cashflow-check{grid-template-columns:1fr 1fr}.hf-mobile-action{position:fixed;left:0;right:0;bottom:0;z-index:9998;display:flex;justify-content:space-between;align-items:center;gap:12px;padding:10px 14px calc(10px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid #E5E7EB;box-shadow:0 -10px 28px rgba(15,23,42,.12)}.hf-mobile-action span,.hf-mobile-action strong{display:block}.hf-mobile-action span{font-size:9px;color:#64748B}.hf-mobile-action strong{font-size:13px}.hf-mobile-action button{border:0;border-radius:12px;background:var(--hf-primary);padding:12px 18px;font-weight:850}.hf-desktop-actions{display:none}.hf-shell{padding-bottom:82px}.hf-mortgage-stepper span{font-size:9px}.hf-mortgage-stepper span:not(.is-active){max-width:24px;overflow:hidden}.hf-result-empty{min-height:190px}}
@media(max-width:430px){.hf-result-grid-v6,.hf-cashflow-check{grid-template-columns:1fr}.hf-rate-presets button{font-size:10px;padding:0 4px}.hf-loan-summary-inline{grid-template-columns:1fr}.hf-loan-summary-inline strong{font-size:19px}.hf-mortgage-stepper{gap:5px}.hf-panel{padding:16px}.hf-shell-head p{font-size:13px}.hf-shell-head h2{font-size:28px}}