:root{--hy-yellow:#ffcb3d;--hy-yellow-dark:#d7a617;--hy-black:#111;--hy-muted:#667085;--hy-line:#e7e7e2;--hy-bg:#f6f6f2;--hy-white:#fff;--hy-green:#08775d;--hy-red:#b42318;--hy-orange:#b85b00;--hy-shadow:0 18px 50px rgba(17,17,17,.08)}*{box-sizing:border-box}.hy-page{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--hy-black);background:var(--hy-bg);line-height:1.5}.hy-page button,.hy-page input,.hy-page select,.hy-page textarea{font:inherit}.hy-shell{max-width:1180px;margin:auto;padding:0 20px}.hy-hero{background:linear-gradient(130deg,#0d0d0d 0,#1c1c1c 64%,#473900 100%);color:#fff;padding:56px 0}.hy-hero-grid{display:grid;grid-template-columns:1.4fr .6fr;gap:40px;align-items:center}.hy-eyebrow,.hy-step-label{display:inline-flex;align-items:center;border-radius:999px;padding:6px 10px;font-size:11px;font-weight:900;letter-spacing:.04em}.hy-eyebrow{background:rgba(255,203,61,.14);border:1px solid rgba(255,203,61,.35);color:var(--hy-yellow)}.hy-step-label{background:#fff5ca;color:#735500}.hy-hero h1{font-size:clamp(34px,5vw,58px);line-height:1.05;letter-spacing:-.035em;margin:16px 0 14px;max-width:790px}.hy-hero p{font-size:17px;color:#d6d6d6;max-width:720px;margin:0}.hy-hero-points{display:flex;gap:8px;flex-wrap:wrap;margin-top:20px}.hy-hero-points span{font-size:12px;padding:8px 10px;border-radius:999px;background:rgba(255,255,255,.08)}.hy-hero-summary{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.13);border-radius:20px;padding:20px}.hy-hero-summary strong{color:var(--hy-yellow)}.hy-hero-summary ol{margin:12px 0 0;padding-left:20px;color:#eee}.hy-hero-summary li+li{margin-top:7px}.hy-tabs-wrap{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--hy-line)}.hy-tabs{display:flex;gap:8px;overflow:auto;padding:10px 0;scrollbar-width:none}.hy-tabs::-webkit-scrollbar{display:none}.hy-tab{display:inline-flex;align-items:center;gap:8px;white-space:nowrap;border:1px solid var(--hy-line);background:#fff;border-radius:999px;padding:9px 14px;font-weight:850;cursor:pointer}.hy-tab span{display:grid;place-items:center;width:22px;height:22px;border-radius:50%;background:#f1f1ed;font-size:11px}.hy-tab.is-active{background:var(--hy-yellow);border-color:var(--hy-yellow-dark)}.hy-tab.is-active span{background:#111;color:#fff}.hy-section{padding:44px 0;scroll-margin-top:76px}.hy-section-first{padding-top:34px}.hy-grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(340px,.65fr);gap:22px;align-items:start}.hy-card{background:#fff;border:1px solid var(--hy-line);border-radius:22px;box-shadow:var(--hy-shadow);padding:24px}.hy-card h2,.hy-card h3,.hy-section-head h2{margin:0}.hy-card-head,.hy-section-head{display:flex;align-items:flex-start;justify-content:space-between;gap:18px;margin-bottom:18px}.hy-card-head p,.hy-section-head p{margin:6px 0 0;color:var(--hy-muted)}.hy-form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}.hy-field{display:block;font-size:13px;font-weight:850}.hy-field-wide{grid-column:1/-1}.hy-field input,.hy-field select,.hy-field textarea{display:block;width:100%;margin-top:7px;padding:13px 14px;border:1px solid #d7d7d1;border-radius:12px;background:#fff;outline:none;color:#111}.hy-field input:focus,.hy-field select:focus,.hy-field textarea:focus{border-color:#bd920f;box-shadow:0 0 0 4px rgba(255,203,61,.22)}.hy-field small{display:block;margin-top:6px;color:var(--hy-muted);font-size:11px;font-weight:500}.hy-range-head,.hy-range-scale{display:flex;justify-content:space-between}.hy-range-head b{font-size:18px}.hy-range input[type=range]{padding:0;accent-color:#111}.hy-range-scale{font-size:10px;color:var(--hy-muted)}.hy-range-scale i{font-style:normal}.hy-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}.hy-btn{border:0;border-radius:12px;padding:13px 18px;font-weight:900;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;transition:.2s ease}.hy-btn:hover{transform:translateY(-1px)}.hy-btn:disabled{opacity:.65;cursor:not-allowed;transform:none}.hy-btn-dark{background:#111;color:#fff}.hy-btn-yellow{background:var(--hy-yellow);color:#111}.hy-btn-outline{background:#fff;color:#111;border:1px solid #cecec7}.hy-btn-full{width:100%}.hy-result-card{position:sticky;top:82px;background:#111;color:#fff}.hy-result-top{display:flex;justify-content:space-between;gap:10px;align-items:center;font-size:13px;color:#d0d0d0}.hy-badge{border-radius:999px;padding:6px 9px;font-size:11px;font-weight:900}.hy-badge-neutral{background:#333;color:#fff}.hy-badge-good{background:#dff8ee;color:#075a43}.hy-badge-warn{background:#fff1d6;color:#8a4700}.hy-badge-bad{background:#ffe3df;color:#9f2418}.hy-result-main{padding:22px 0 18px;border-bottom:1px solid #333}.hy-result-main small,.hy-result-main span{display:block;color:#aaa}.hy-result-main b{display:block;font-size:clamp(30px,4vw,44px);line-height:1.1;color:var(--hy-yellow);letter-spacing:-.03em}.hy-result-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;padding:18px 0}.hy-result-grid div{background:#1d1d1d;border:1px solid #2e2e2e;border-radius:13px;padding:12px}.hy-result-grid small{display:block;color:#aaa;font-size:11px}.hy-result-grid b{display:block;margin-top:4px;font-size:15px}.hy-afford,.hy-advice{padding:13px;border-radius:13px;font-size:13px;line-height:1.55}.hy-afford{background:#252525;border:1px solid #373737}.hy-advice{margin:10px 0 14px;background:rgba(255,203,61,.12);border:1px solid rgba(255,203,61,.25)}.hy-advice p{margin:5px 0 0;color:#eee}.hy-alert{margin:14px 0;padding:13px;border-radius:12px;background:#fff8df;border:1px solid #efd06c;font-size:13px}.hy-bank-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.hy-bank{background:#fff;border:1px solid var(--hy-line);border-radius:18px;padding:18px;box-shadow:0 10px 28px rgba(17,17,17,.05);position:relative}.hy-bank.is-selected{border-color:#c79b12;box-shadow:0 0 0 3px rgba(255,203,61,.22)}.hy-bank-ribbon{position:absolute;top:12px;right:12px;background:var(--hy-yellow);border-radius:999px;padding:5px 8px;font-size:10px;font-weight:900}.hy-bank-name{font-size:20px;font-weight:950;padding-right:70px}.hy-bank-sub{font-size:12px;color:var(--hy-muted);margin-top:2px}.hy-bank-pay{margin:16px 0;padding:14px;background:#fafafa;border-radius:13px}.hy-bank-pay small{display:block;color:var(--hy-muted)}.hy-bank-pay b{display:block;font-size:23px}.hy-bank-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:7px;margin-bottom:14px}.hy-bank-stats span{background:#fafafa;border-radius:10px;padding:9px;font-size:10px;color:var(--hy-muted)}.hy-bank-stats b{display:block;color:#111;font-size:14px}.hy-bank-reason{min-height:42px;font-size:12px;color:var(--hy-muted);margin-bottom:12px}.hy-summary-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-bottom:16px}.hy-summary{background:#fff;border:1px solid var(--hy-line);border-radius:16px;padding:15px}.hy-summary small{display:block;color:var(--hy-muted)}.hy-summary b{display:block;margin-top:4px;font-size:19px}.hy-chart-card{margin-bottom:16px}.hy-chart-head{display:flex;justify-content:space-between;gap:14px;align-items:flex-start}.hy-chart-head p{margin:4px 0 0;color:var(--hy-muted)}.hy-chart-legend{font-size:11px;color:var(--hy-muted)}.hy-chart-legend i{display:inline-block;width:9px;height:9px;border-radius:50%;margin:0 4px 0 10px;background:#111}.hy-chart-legend i+ i,.hy-chart-legend i:nth-of-type(2){background:var(--hy-yellow)}.hy-chart{display:grid;grid-template-columns:repeat(12,1fr);gap:8px;height:220px;align-items:end;margin-top:20px;padding-top:10px}.hy-bar{display:flex;flex-direction:column-reverse;height:100%;justify-content:flex-start;position:relative}.hy-bar i{display:block;width:100%;min-height:2px}.hy-bar .goc{background:#111;border-radius:5px 5px 0 0}.hy-bar .lai{background:var(--hy-yellow);border-radius:0 0 5px 5px}.hy-bar small{position:absolute;bottom:-21px;left:50%;transform:translateX(-50%);font-style:normal;font-size:9px;color:var(--hy-muted)}.hy-schedule-card{padding:0;overflow:hidden}.hy-disclosure{width:100%;border:0;background:#fff;padding:18px 20px;display:flex;justify-content:space-between;align-items:center;text-align:left;cursor:pointer}.hy-disclosure span{display:flex;flex-direction:column}.hy-disclosure small{color:var(--hy-muted);margin-top:3px}.hy-disclosure b{font-size:24px}.hy-schedule-panel{display:none;padding:0 20px 20px}.hy-schedule-panel.is-open{display:block}.hy-table-wrap{overflow:auto;border:1px solid var(--hy-line);border-radius:14px}.hy-table{width:100%;border-collapse:collapse;min-width:650px}.hy-table th,.hy-table td{padding:11px;border-bottom:1px solid var(--hy-line);text-align:right}.hy-table th:first-child,.hy-table td:first-child{text-align:left}.hy-table th{background:#111;color:#fff;font-size:11px}.hy-schedule-cards{display:none}.hy-center{text-align:center;margin-top:14px}.hy-doc-card{display:grid;grid-template-columns:.7fr 1.3fr;gap:26px;align-items:center}.hy-checklist{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.hy-check{display:flex;gap:12px;align-items:center;border:1px solid var(--hy-line);border-radius:13px;padding:13px}.hy-check b{display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--hy-yellow)}.hy-check span{display:flex;flex-direction:column}.hy-check small{color:var(--hy-muted)}.hy-lead-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:26px;align-items:start;background:#111;border-radius:24px;padding:28px;color:#fff}.hy-lead-copy{padding:8px}.hy-lead-copy h2{font-size:32px;line-height:1.15;margin:12px 0}.hy-lead-copy p,.hy-lead-copy li{color:#d0d0d0}.hy-lead-copy ul{padding-left:20px}.hy-lead-form{color:#111;box-shadow:none}.hy-more-btn{margin-top:14px}.hy-more{display:none;margin-top:14px}.hy-more.is-open{display:block}.hy-consent{display:flex;gap:8px;align-items:flex-start;margin:14px 0;font-size:12px;color:var(--hy-muted)}.hy-consent input{margin-top:3px}.hy-hp{position:absolute!important;left:-9999px!important}.hy-error{display:block;color:var(--hy-red);font-size:11px;min-height:16px;margin-top:3px}.hy-field.has-error input,.hy-field.has-error select{border-color:var(--hy-red)}.hy-success,.hy-error-box{padding:13px;border-radius:12px;margin-top:12px;font-size:13px}.hy-success{background:#e4f7ef;color:#075b43}.hy-error-box{background:#fff0ed;color:#9f2418}.hy-hidden{display:none!important}.hy-mobile-cta{display:none}
@media(max-width:980px){.hy-hero-grid,.hy-grid,.hy-doc-card,.hy-lead-wrap{grid-template-columns:1fr}.hy-result-card{position:static}.hy-bank-grid{grid-template-columns:repeat(2,1fr)}.hy-lead-copy{padding:0 4px}.hy-summary-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:680px){body{padding-bottom:70px}.hy-shell{padding:0 14px}.hy-hero{padding:36px 0}.hy-hero-summary{display:none}.hy-hero h1{font-size:36px}.hy-section{padding:28px 0}.hy-card{padding:17px;border-radius:17px}.hy-form-grid{grid-template-columns:1fr}.hy-field-wide{grid-column:auto}.hy-actions .hy-btn{width:100%}.hy-bank-grid{grid-template-columns:1fr}.hy-summary-grid{grid-template-columns:1fr 1fr}.hy-summary b{font-size:15px}.hy-chart{gap:4px;height:180px}.hy-chart-legend{display:none}.hy-table-wrap{display:none}.hy-schedule-cards{display:grid;gap:9px}.hy-month-card{border:1px solid var(--hy-line);border-radius:13px;padding:12px}.hy-month-card-head{display:flex;justify-content:space-between;align-items:center}.hy-month-card-head b:last-child{color:#111}.hy-month-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:7px;margin-top:9px}.hy-month-card-grid span{background:#fafafa;border-radius:9px;padding:8px;font-size:10px;color:var(--hy-muted)}.hy-month-card-grid b{display:block;color:#111;font-size:12px}.hy-checklist{grid-template-columns:1fr}.hy-lead-wrap{padding:18px;border-radius:18px}.hy-lead-copy h2{font-size:28px}.hy-mobile-cta{position:fixed;z-index:80;left:0;right:0;bottom:0;display:grid;grid-template-columns:1fr 1fr;gap:8px;padding:9px 12px max(9px,env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--hy-line);box-shadow:0 -8px 24px rgba(0,0,0,.08)}.hy-mobile-cta button,.hy-mobile-cta a{border:0;border-radius:11px;padding:12px 8px;font-weight:900;text-align:center;text-decoration:none}.hy-mobile-cta button{background:var(--hy-yellow);color:#111}.hy-mobile-cta a{background:#111;color:#fff}}